Welcome to LeaderOne Financial!

Why choose LeaderOne Financial for your mortgage? Our customers would say that we are fair, transparent, reputable, and a responsible lender who knows how to help you navigate the mortgage loan process. We just make it Easier!

Many of our customers started the process by searching lender websites and calling referrals, but choose us. We take those extra steps that make your life easier and sets us apart from other lenders. We look forward to providing our World Class Service to you too!

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Doing the Right Thing, the First-Time!

You’re a Person, Not a Number and Certainly not just another loan. You’re also unique, and searching for the best loan for your personal financial situation. LeaderOne knows that and as part of our World Class Service we build the right mortgage for you at the best overall cost.

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Find The Program That Fits You

Getting a mortgage is a very important financial decision, and for many people may be the largest investment of their life. That's why helping you choose the right loan, to make your decision more comfortable, is part of our World Class Service. Each type of mortgage loan was created with a particular consumer in mind. We’ll help you figure out what loan is best for you! Click here to see all our available loan programs.

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Mortgage Rates that make you smile!

Are you looking for a great rate and the lowest cost on a mortgage loan? We use the most powerful loan search engine in the country to match your financial profile to the best available rates in the market.

Our loan officers make the process simple, give you fast approvals and make sure we are ready to close when you are. Use the “Rate Finder” to the right or click on “apply now” below, to get started. Like the thousands of our satisfied clients, you’ll be glad you did!

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LeaderOne Rate Finder    Search & Save!

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Steve Rector

Steve Rector
Mortgage Banker

IN License #22915
NMLS # 1135889
Branch NMLS # 1361171

Direct: 765-351-5371
Fax: 765-450-8764

202 N Main St.
Kokomo, IN 46901

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About Steve Rector

An Indiana native, Steve loves helping his fellow hoosiers any way he can, especially with stuff that matters. He has truly found a home in the mortgage world, putting his customer service skills, fun personality & MBA to good use in helping people make the biggest purchase decisions of their lives.

When he is not chasing his two toddlers around or watching IU basketball games, Steve loves to take his wife on a date, play a round of golf, or heck even both at the same time. 

...more about Steve.

Steve Rector is licensed in the following states: IN

We lend anywhere in the states listed above, but here is a short list of cities nearby:

What they're saying...

  • You were amazing from beginning to end. I plan to recommend you to any friends looking for their next home. You helped make our dreams a reality! Thank You!
  • I appreciated being dealt with in an upfront fashion. I wasn't surprised by anything, and that meant a lot because my wife and I were first time home buyers.
  • Being a first time home buyer I didnt know where to start and you walked me through the entire process, step by step, making it as easy as possible.
  • You were very helpful in explaining things that were confusing to me. You were also very patient when I asked the same question more than once! :)
  • I appreciate the commitment. You did not put our file down until you figured it out. Most people do not go above and beyond, but you did.
  • You have great patience with explaining everything, and making it easy to understand. I felt you were looking at everything for my best interest, in rates/interest.
  • I appreciated how I was told the truth about my situation since the beginning. It helped me deal with the problems instead of guessing for solutions.
  • You guys always make it easy. The new electronic document storage functions are great. The webinars are great and your teams responsiveness to everything is great.

Company Information

Mortgage Bankers Association FHA Lender  Equal Housing Lender
NMLS Consumer Access

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