Operations Employee Of The Quarter!

Lance Rawlinson

Lance lives in the small town of Celina, TX with two Dirty Cow Dogs, two Cats, a Macaw, a ton of books & a few guns. Some of Lance's hobbies are reading, cleaning, ironing, and taking in as much baseball as is humanly possible, as well as taking the occasional nap.


Lance's favorite thing about LeaderOne: My colleagues who are always pleasant, supportive and willing to help when things get a bit sideways and doing so with smiles on their faces!


Comments by Lance's Co-Workers:

"Lance is one of the most dedicated employees you could find. He has even been known to drive to work through ice storms if he feels there are customers relying on him."

--Michael Stoddart, COO

"Always there to answer any questions or pick up any slack when needed even though he is on a different team."

"Helpful, positive, educational."

Sales Employee Of The Quarter!

Andrea Barnes

Andrea comes form Grain Vally, MO, with her husband and three children. They enjoy going to the Lake of the Ozarks during the summer, love the outdoors and boating and love getting involved with all of their kids activites and sports!


Andrea's favorite thing about LeaderOne: Watching the company grow and expand and I love that everyone can have an impact on the direction of the company, the sky is the limit!


Comments by Andrea's Co-Workers:

"Andrea started as a processor with L1, became a loan officer, hired an LO, opened her office and added two more employees... now a Tier Two.... she definitely had a plan and followed it through. In addition, I have seen nothing but EXCEPTIONAL customer surveys from her closings. They state her knowledge, professionalism and timely closings as reasons they will continue to come back to LeaderOne! Great job, Andrea!"

- David Brockes, Regional Manager

"Andrea started our branch a year and half ago and has now grown our team to 2 LOs and 2 Processors. She is always spearheading new ideas and implementing new plans to grow our office."

Questions? Call LeaderOne Financial at 800-270-3416.
We are always available to help make sense of the market.

Mortgage News Daily News Feed


MBS RECAP: After Fed, Bonds Tune Out Into Weekend

Posted To: MBS Commentary

For MBS Live members, this recap will largely be a rehash of the day's most recent update which pointed out a consolidative range in force over the past two days. Bond weakened just enough for a small amount of concern earlier today, but a friendly bounce let us know that traders had likely decided on the range for the rest of the day. Here was the chart from that update: And here is a more zoomed in version showing us how the rest of the day has played out (through the 3pm close). The takeaway here is that this week's FOMC events were good enough for token rally in bonds. It is nice to see, though it's still a "safe" move considering it doesn't take us officially back into the previous "post-Brexit" range that dominated most of July and August. Next week...(read more)

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Mortgage Rates Lowest in Weeks

Posted To: Mortgage Rate Watch

Mortgage Rates continued steadily lower today, adding to a string of improvements that brings them to their best levels in more than 2 weeks. Rates have now re-entered the narrow "post-Brexit" range that began shortly after the UK's vote to leave the European Union sent rates plunging toward all-time lows. Our current position is precarious in the bigger picture. Market movements (specifically, bond markets) underlie mortgage rate movement. When it comes to market movements a narrow range like that seen in the wake of Brexit is typically followed by a more convicted move in one direction or the other. The direction tends to be that of the first major break of the range. Because the first major break was toward higher rates, we could say that markets are "breaking the rules" if rates now attempt...(read more)

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August Refi Surge Reflected in Higher Conventional Lending Share

Posted To: MND NewsWire

Refinancing jumped to 43 percent of all loans originated in August, a 6 percentage point higher share than in July. Ellie Mae's Origination Insight Report says this takes the refi share back to a level last seen in March. The share of all loans closed during the month with FHA backing slipped three percentage points to 20 percent with conventional financing increasing by that amount to a 68 percent share. The VA share was unchanged from the previous month at 9 percent. The mix of conventional loans shifted to reflect the surge in refinancing. Those loans rose from 47 percent of all conventional loans in July to 54 percent. The average time to close all loans remained steady at 46 days for the third consecutive month. The time to close a refinance decreased by two days to 46 days while the purchase...(read more)

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Stearns Picks up KB Home JV; Ocwen News; Impact of Prepayments Increasing

Posted To: Pipeline Press

While the industry is buzzing about how Wells Fargo has unfortunately killed any chance to reform the CFPB (i.e., cutting back its power or structure), and that whoever supposedly prepped Chairman Stumpf for this testimony should be terminated, recently I spent some time in Milwaukee visiting with the folks from Inlanta Mortgage . It was refreshing to hear them talk about "mortgage banking for grown-ups," and their mood reflected that of the industry: hopeful optimism that doing the right thing will prevail in the long run. Also going on in Wisconsin is evidence that the seasons are changing. Welcome to fall: yesterday, mid-day, was the autumnal equinox. In many parts of the nation leaves are starting to turn color and drop to the ground. And then what? The California Law Offices of Peter Brewer...(read more)

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MBS Day Ahead: No Data, and Maybe Even No Drama

Posted To: MBS Commentary

Bond markets have been surprisingly calm this week, given what's at stake. 3 weeks ago, we were faced with the new prospect of the European Central Bank potentially lifting its foot off the accelerator of quantitative easing, the new prospect of Japan changing up its stimulus framework, and the prospect of the Fed finally having a green light to hike rates (the true green light comes not from the economy, but rather from other central banks looking less aggressive in their easing efforts, though the Fed won't directly admit this). While it is true that the past few days have shaken things up in a good way for bond markets, they haven't been enough to fundamentally alter our relationship to recent trends. That have taken the first step in that regard, but not a big enough step to...(read more)

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