Operations Employee Of The Quarter!

Lance Rawlinson

Lance lives in the small town of Celina, TX with two Dirty Cow Dogs, two Cats, a Macaw, a ton of books & a few guns. Some of Lance's hobbies are reading, cleaning, ironing, and taking in as much baseball as is humanly possible, as well as taking the occasional nap.

Lance's favorite thing about LeaderOne: My colleagues who are always pleasant, supportive and willing to help when things get a bit sideways and doing so with smiles on their faces!

Comments by Lance's Co-Workers:

"Lance is one of the most dedicated employees you could find. He has even been known to drive to work through ice storms if he feels there are customers relying on him."

--Michael Stoddart, COO

"Always there to answer any questions or pick up any slack when needed even though he is on a different team."

"Helpful, positive, educational."

Sales Employee Of The Quarter!

Andrea Barnes

Andrea comes form Grain Vally, MO, with her husband and three children. They enjoy going to the Lake of the Ozarks during the summer, love the outdoors and boating and love getting involved with all of their kids activites and sports!

Andrea's favorite thing about LeaderOne: Watching the company grow and expand and I love that everyone can have an impact on the direction of the company, the sky is the limit!

Comments by Andrea's Co-Workers:

"Andrea started as a processor with L1, became a loan officer, hired an LO, opened her office and added two more employees... now a Tier Two.... she definitely had a plan and followed it through. In addition, I have seen nothing but EXCEPTIONAL customer surveys from her closings. They state her knowledge, professionalism and timely closings as reasons they will continue to come back to LeaderOne! Great job, Andrea!"

- David Brockes, Regional Manager

"Andrea started our branch a year and half ago and has now grown our team to 2 LOs and 2 Processors. She is always spearheading new ideas and implementing new plans to grow our office."

Questions? Call LeaderOne Financial at 800-270-3416.
We are always available to help make sense of the market.

Mortgage News Daily News Feed

MBS RECAP: Super Flat Day Signals an End to Week-Long Consolidation

Posted To: MBS Commentary

When you see the word " consolidation " in market analysis--especially with respect to movement in securities prices/yields--it might as well read "correction." Simply put, a consolidation is the diffusion of the volatility. Rates spike higher or lower. Market participation picks up significantly. Then the crowd disperses. That almost always involves an initial, instinctive move back in the direction from whence the original move came, and as we discussed this morning , past examples show the process can last 5 days before markets are free to go about their business. Bottom line, today was flat and tomorrow shouldn't be. MBS Pricing Snapshot Pricing shown below is delayed, please note the timestamp at the bottom. Real time pricing is available via MBS Live. MBS FNMA...(read more)

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Mortgage Rates at a Standstill, but not for Long

Posted To: Mortgage Rate Watch

Mortgage rates had their single flattest day since October 2nd today. This is the polar opposite of last week's exceptional volatility. The most interesting thing about it is that this is the way rates typically respond to that kind of rapid movement. It goes something like this: one day, in particular, sticks out as utterly insane and the ensuing days get less and less insane until the insanity completely dries up. Last Wednesday was ground zero for insanity , and today there's none to be found. The second most interesting thing about that is that it usually results in the resumption of movement after days like today. History suggests that movement can be in either direction. That's good news for risk-takers inclined to float as it would minimize the losses incurred if markets move against...(read more)

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Freddie Mac Economists Prescribe L.I.F.T. for Economy

Posted To: MND NewsWire

Frank E. Nothaft and Leonard Kiefer, Freddie Mac's chief and deputy chief economists have come up with a formula for lifting the economy from its continuing low-growth status to a trajectory of robust sustainable growth. And that's what they are calling it, L.I.F.T. The acronym stands for Labor, Income, Fixed Investment, and Trust and in the current edition of the company's U.S. Economic and Housing Market Outlook they lay out the parameters for each. Labor The labor market must fully recover, providing solid employment gains, less long term unemployment, and broad-based income growth. Unless the labor market recovery accelerates, any improvement in the housing market will also lag. Last month the unemployment rate finally fell below 6 percent for the first time since the recovery began but...(read more)

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MBS MID-DAY: Back Near Unchanged Levels After Morning Volatility

Posted To: MBS Commentary

Here's a two-part chart that does a nice job of framing today's activity in both a longer and shorter term perspective. As you can see, we definitely had some bond-market-specific weakness this morning. Unfortunately for the sake of accurate analysis, the weakness occurred in close proximity to the Consumer Price Index (CPI) data. This logically resulted in media outlets pinning the weakness on CPI, but the two were completely unrelated . The factual culprit for this morning's weakness was a big corporate bond offering from Verizon. They did the same thing last fall and bond markets took a big, mysterious hit then too (though the past example was a much bigger deal than today's). Here's the coverage from last year's . The nice thing about weakness induced by corporate...(read more)

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Elizabeth Warren Goes After Lenders; Ocwen vs NY Continues

Posted To: Pipeline Press

If I was going to build a house, I'd want to make sure it was on the right lot. For some folks that doesn't work out so well - thanks to Ali F. for sending this in. As the MBA's conference wraps up today in Las Vegas without me finding the Segway rental desk, I am reminded that indeed the vast majority of people in the mortgage industry are truly interested in helping borrowers, or helping companies help borrowers, regardless of the city in which the convention is held. Speaking of cities, if you're in Fort Worth Friday, come say hello! I will be in Fort Worth Texas at Cendera Center (3600 Benbrook Hwy.) to talk about the conference and current trends with lenders out there - there are definitely some common themes. Join us for commentary at 1PM followed by a networking reception. Generally...(read more)

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