Operations Employee Of The Quarter!

Lance Rawlinson

Lance lives in the small town of Celina, TX with two Dirty Cow Dogs, two Cats, a Macaw, a ton of books & a few guns. Some of Lance's hobbies are reading, cleaning, ironing, and taking in as much baseball as is humanly possible, as well as taking the occasional nap.

Lance's favorite thing about LeaderOne: My colleagues who are always pleasant, supportive and willing to help when things get a bit sideways and doing so with smiles on their faces!

Comments by Lance's Co-Workers:

"Lance is one of the most dedicated employees you could find. He has even been known to drive to work through ice storms if he feels there are customers relying on him."

--Michael Stoddart, COO

"Always there to answer any questions or pick up any slack when needed even though he is on a different team."

"Helpful, positive, educational."

Sales Employee Of The Quarter!

Andrea Barnes

Andrea comes form Grain Vally, MO, with her husband and three children. They enjoy going to the Lake of the Ozarks during the summer, love the outdoors and boating and love getting involved with all of their kids activites and sports!

Andrea's favorite thing about LeaderOne: Watching the company grow and expand and I love that everyone can have an impact on the direction of the company, the sky is the limit!

Comments by Andrea's Co-Workers:

"Andrea started as a processor with L1, became a loan officer, hired an LO, opened her office and added two more employees... now a Tier Two.... she definitely had a plan and followed it through. In addition, I have seen nothing but EXCEPTIONAL customer surveys from her closings. They state her knowledge, professionalism and timely closings as reasons they will continue to come back to LeaderOne! Great job, Andrea!"

- David Brockes, Regional Manager

"Andrea started our branch a year and half ago and has now grown our team to 2 LOs and 2 Processors. She is always spearheading new ideas and implementing new plans to grow our office."

Questions? Call LeaderOne Financial at 800-270-3416.
We are always available to help make sense of the market.

Mortgage News Daily News Feed

Housing Attitudes Take Turn For The Worse

Posted To: MND NewsWire

Affordability is becoming an issue based on more than just rising interest rates and rising home prices according to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae. That index dipped by 1.7 points from December to January, resulting in a reading of 81.5. Those results, the company said, reflected in part housing affordability constraints based on wages. The HPSI distills answers to six critical questions from the monthly National Housing Survey into a single number. The survey is conducted by Fannie Mae among a sample of 1,000 consumers, both homeowners and renters and is intended to gather their current views and forward-looking expectations of housing market conditions and address topics that are related to their home purchase decisions. The questions used to construct the...(read more)

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Lots of Attention on New Lehman Brothers Lawsuit; Lender's Super Bowl Ad Results

Posted To: Pipeline Press

I asked my cat Myrtle (is she my mews?) if she knew anything about cybersecurity. She gave me a look that told me she spends as much time worrying about hackers as she thought was necessary. Financial services firms, however, worry about it plenty and are trying to strengthen their cybersecurity. But lo and behold their employees are unintentionally exposing critical information that can make a breach possible. Companies are warning employees about their social media posts and e-mail , banning the use of USB drives and other portable devices, and ramping up spending on cybersecurity. "We spend an ocean of money on cybersecurity, Wells Fargo CEO John Stumpf said before Christmas. "It is the only expense where I ask if it's enough." Before I forget, Friday's commentary contained a note from a...(read more)

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MBS Week Ahead: Stocks and Bonds Could Pop Any Day Now

Posted To: MBS Commentary

Depending on your point of view, this could end up being the most interesting week of the year for bond markets. If that turns out to be the case, it would likely have something to do with stocks also having an interesting week. Both are trading near long-term, big-picture crossroads. This could go on for several weeks, or it could 'pop' at any moment. Specifically, bond markets have been reluctantly rallying in concert with 2016's flight-to-cash. Cash is the big winner, but bonds have still been winning. The reluctance has been kicking in around 10yr yields of 1.84. Not only is that a long term inflection point, but it will also soon mark the lower boundary of the uptrend leading back from 2012's lows. Breaking below the line in the following chart would be a major victory...(read more)

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MBS RECAP: Bond Markets Eventually Turn Green After Confusing Jobs Report

Posted To: MBS Commentary

Markets were confused by today's jobs data--at least bond markets were. The 151k vs 190k miss on headline NFP was ostensibly offset by the improvement in wage growth and the lower unemployment rate. Normally the unemployment rate could be explained-away by falling labor force participation, but not this month. Combine that with the relatively shallow miss (39k seems like a lot, but it's actually quite small in terms of the average NFP beat/miss), and there were plenty of reasons for indecisiveness. equities markets were more decisive and they set their course lower right out of the gate. So wait... both stocks and bonds sold off because the data had some redeeming qualities? There must be something more to the story--some reason for the general notion of "economic positivity"...(read more)

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Mortgage Rates Barely Budge After Jobs Report

Posted To: Mortgage Rate Watch

Mortgage rates were mostly unchanged today, though a few lenders were microscopically higher in cost . That's an uncommon result for the day of the big jobs report release, but in today's case it may be somewhat understandable. More often than not, the most important part of the Employment Situation data--at least as far as markets are concerned--is the top line job creation (aka " nonfarm payrolls " or simply, NFP). The median forecast for today's NFP was 190k and actual job creation fell well short of that at 151k. Normally, that's all bond/mortgage markets would need to know before moving toward lower rates, but there were caveats. The unemployment rate moved slightly lower than expected and wage growth improved much more than expected. The latter has been increasingly important when it...(read more)

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