Operations Employee Of The Quarter!

Lance Rawlinson

Lance lives in the small town of Celina, TX with two Dirty Cow Dogs, two Cats, a Macaw, a ton of books & a few guns. Some of Lance's hobbies are reading, cleaning, ironing, and taking in as much baseball as is humanly possible, as well as taking the occasional nap.


Lance's favorite thing about LeaderOne: My colleagues who are always pleasant, supportive and willing to help when things get a bit sideways and doing so with smiles on their faces!


Comments by Lance's Co-Workers:

"Lance is one of the most dedicated employees you could find. He has even been known to drive to work through ice storms if he feels there are customers relying on him."

--Michael Stoddart, COO

"Always there to answer any questions or pick up any slack when needed even though he is on a different team."

"Helpful, positive, educational."

Sales Employee Of The Quarter!

Andrea Barnes

Andrea comes form Grain Vally, MO, with her husband and three children. They enjoy going to the Lake of the Ozarks during the summer, love the outdoors and boating and love getting involved with all of their kids activites and sports!


Andrea's favorite thing about LeaderOne: Watching the company grow and expand and I love that everyone can have an impact on the direction of the company, the sky is the limit!


Comments by Andrea's Co-Workers:

"Andrea started as a processor with L1, became a loan officer, hired an LO, opened her office and added two more employees... now a Tier Two.... she definitely had a plan and followed it through. In addition, I have seen nothing but EXCEPTIONAL customer surveys from her closings. They state her knowledge, professionalism and timely closings as reasons they will continue to come back to LeaderOne! Great job, Andrea!"

- David Brockes, Regional Manager

"Andrea started our branch a year and half ago and has now grown our team to 2 LOs and 2 Processors. She is always spearheading new ideas and implementing new plans to grow our office."

Questions? Call LeaderOne Financial at 800-270-3416.
We are always available to help make sense of the market.

Mortgage News Daily News Feed


MBS RECAP: Bonds Do Mostly Nothing on Mostly Pointless Day

Posted To: MBS Commentary

GDP was +0.8 vs +0.9 forecast this morning Consumer Sentiment was 94.7 vs 95.4 Inflation expectations were the lowest since 2010 But markets didn't trade any of that data Anyone who was still working, was waiting to see if Yellen would say something She did, and the 3 people still working sold bonds These pre-holiday half-days are fairly pointless , and only really exist as a courtesy to the folks who need access to financial markets for operational reasons. To a lesser extent, they also provide another day for economic data releases without needing to reschedule them, potentially clogging up the calendar on a more worthwhile day. Harvard and Yellen made markets wait until half an hour before the early close to find out if she would say anything about monetary policy. She did. It was generic...(read more)

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Mortgage Rates Calm Ahead of Long Weekend

Posted To: Mortgage Rate Watch

Mortgage rates were sideways to slightly lower today, depending on the lender. Financial markets closed early for Memorial Day weekend, and will be fully closed on Monday. As such, lenders won't be updating rate sheets again until Tuesday. Today's rate sheets aren't too terribly different from yesterday's. Most lenders are unchanged and a few are offering just slightly lower costs for the same "note rates" seen yesterday. The most prevalently-quoted conventional 30yr fixed rate continues to be 3.75% on top tier scenarios, but there are several lenders at 3.625%. The financial markets that underly mortgage rate movement are in a tricky spot at the moment. Investors are weighing the possibilities of a Fed rate hike in June or July. Although mortgage rates don't move in lock-step with the Fed...(read more)

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CFPB Goes After Individual LO; The Cost of Regulation on Home Prices; TRID Costs Continue

Posted To: Pipeline Press

Do you think your company’s computer system is immune from hacking? It’s not a matter of “if” but “when” – just ask Equifax about its data breaches hitting the press . Not only that, but one can buy practically anything on the internet: hackers are selling 117mm LinkedIn passwords on the web. Hackers will likely use such data to mine it and then gain access to email and bank accounts (because so many people reuse passwords for their various accounts). Change your passwords regularly (like from "Passwerd" to "abc1234") and don't use the same one for every account. The largest bank in Africa, Standard Bank Group Ltd., reports it has lost $19 million due to a sophisticated attack carried out in Japan: thieves forged 1,600 cards and withdrew money from...(read more)

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MBS Day Ahead: Yellen Speech Won't Matter Until Next Week--Even if it Moves Markets Today

Posted To: MBS Commentary

GDP at 8:30am won't matter Consumer Sentiment at 10am won't matter Yellen at 10:30am (and 1:15pm) won't matter All of the above--but especially Yellen--can matter next week As I like to point out from time to time, Wall Street and bond trading desks at the CME in Chicago are s taffed by human beings . With all of the press devoted to algorithmic trading in recent years, and with simple deductive reasoning in an age of ever-increasing digital technology, it's all too tempting to assume that trading can easily be handled by big racks of low-latency servers and sophisticated software programs. But that's just not the way it works . While it's true that algorithms and software play a huge role in financial markets, these digital helpers are like airplanes. They help move...(read more)

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MBS RECAP: Early Month-End Buying Boosts Bonds

Posted To: MBS Commentary

Early month-end trading environment provided constant support Strong Durable Goods headline didn't matter gains were linear into the noon hour, then leveled off, and came back after the 7yr Auction 10yr yield ended 4.2bps lower at 1.83 Bonds didn't do much through the overnight session, but so-called "duration needs" became apparent right as domestic traders sat down for the day. "Duration needs" refers to bond traders' need to own a certain mix of bonds that satisfy the "duration" requirement of an index that their investors expect them to hit. In other words, if my portfolio has some money allocated to bond markets based on a certain index, and if that index is expressed in a duration of 7.5 years, I need to own bonds that average out to a 7.5-year...(read more)

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