Operations Employee Of The Quarter!

Lance Rawlinson

Lance lives in the small town of Celina, TX with two Dirty Cow Dogs, two Cats, a Macaw, a ton of books & a few guns. Some of Lance's hobbies are reading, cleaning, ironing, and taking in as much baseball as is humanly possible, as well as taking the occasional nap.

Lance's favorite thing about LeaderOne: My colleagues who are always pleasant, supportive and willing to help when things get a bit sideways and doing so with smiles on their faces!

Comments by Lance's Co-Workers:

"Lance is one of the most dedicated employees you could find. He has even been known to drive to work through ice storms if he feels there are customers relying on him."

--Michael Stoddart, COO

"Always there to answer any questions or pick up any slack when needed even though he is on a different team."

"Helpful, positive, educational."

Sales Employee Of The Quarter!

Andrea Barnes

Andrea comes form Grain Vally, MO, with her husband and three children. They enjoy going to the Lake of the Ozarks during the summer, love the outdoors and boating and love getting involved with all of their kids activites and sports!

Andrea's favorite thing about LeaderOne: Watching the company grow and expand and I love that everyone can have an impact on the direction of the company, the sky is the limit!

Comments by Andrea's Co-Workers:

"Andrea started as a processor with L1, became a loan officer, hired an LO, opened her office and added two more employees... now a Tier Two.... she definitely had a plan and followed it through. In addition, I have seen nothing but EXCEPTIONAL customer surveys from her closings. They state her knowledge, professionalism and timely closings as reasons they will continue to come back to LeaderOne! Great job, Andrea!"

- David Brockes, Regional Manager

"Andrea started our branch a year and half ago and has now grown our team to 2 LOs and 2 Processors. She is always spearheading new ideas and implementing new plans to grow our office."

Questions? Call LeaderOne Financial at 800-270-3416.
We are always available to help make sense of the market.

Mortgage News Daily News Feed

Mortgage Rates Comically Flat

Posted To: Mortgage Rate Watch

Mortgage rates are fairly hilarious today, though they're not hilariously higher or lower than they were on Friday. Rather, the entertainment comes from the fact that rate sheets across multiple lenders are as close to the previous business day's rates as any other day of 2014. That's incredibly uncommon, but it stands to reason given the fact that markets are fairly flat and market participants increasingly tune out on big holiday weeks. Perhaps the thesis here is that while we should generally expect muted movement on a day like today, the extent to which today's movement is muted goes beyond our wildest expectations. If lenders aren't essentially saying they've tuned out for the week, it's quite the coincidence. Naturally then, last Friday's 3.875% remains firmly intact as the most prevalently...(read more)

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MBS MID-DAY: Holiday Market Apathy in Full Effect

Posted To: MBS Commentary

It's a real snooze-fest out there, folks. Volumes were already dropping to nearly half of their recent average by Friday, and will be lucky to break the one-third mark today. Both Treasuries and MBS are having an "inside day," meaning the entirety of the trading range is taking place inside the trading range from the previous session. Pointing out inside days is a quick way for market participants to comment on the lack of volatility and momentum. Treasuries were slightly (but inconsequentially) weaker overnight, resulting in a modestly weaker open for MBS as well. Both quickly corrected into the domestic hours and have been holding in very slightly negative territory. Existing Home Sales came in quite a bit weaker than expected, but as a testament to just how broken financial...(read more)

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Existing Home Sales Fall From October Peak

Posted To: MND NewsWire

Existing home sales in November fell far short of sales the previous month according to today's report from the National Association of Realtors® (NAR). Sales in November were at a seasonally adjusted annual rate of 4.93 million units, the lowest since May's 4.91 million unit pace and a 6.1 percent decline from the previous month. November sales were still 2.1 percent higher than a year earlier, the second consecutive month of year-over-year gains. October was a banner month for existing home sales with volume originally reported at an annual rate of 5.26 million units. Despite the slight downward revision to 5.25 million reported today October remains the best month for sales since September 2013. Existing home sales are completed transactions which include sales of single-family homes...(read more)

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North Carolina Looks at Capital Requirements; Another Ocwen Settlement?

Posted To: Pipeline Press

It's Christmas-time, and we are all seeing plenty of logos out there. Those graphic design people are pretty clever, and plenty of logos have hidden, or not so hidden, symbols that are worth glancing through. But many know that yesterday was the Winter Solstice - and we'll see more daylight here in Northern Hemisphere going forward. This is a good thing for folks in places like Anchorage (sunrise 10:15AM, sunset 3:30PM) or Bismarck ND (sunrise 8:30AM, sunset 4:45PM). It is also the time of year when Wisconsin and Minnesota fishermen there like to say "Visit our beautiful ice holes" For a quick public service announcement, the NMLS Testing & Education Department regarding the Requirement to Issue Course Completion Certificates and Credit Bank on Time can be viewed on the NMLS Newsletter...(read more)

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MBS Week Ahead: Some Potential Market Movement, but Low Risk of Significance

Posted To: MBS Commentary

The last two weeks of December are not a time where most market participants are thinking about trading opportunistically. Rather, there tends to be a 'housekeeping' vibe, where traders are simply doing whatever it is they need to do before the end of the year, and--more importantly--before there aren't enough counterparties around to trade with. Dwindling participation will be a fact of life right from the outset this week. Morning data and afternoon Treasury auctions will keep some bond market folks around for the first three days of the week, but again, if they're not skeleton crews, they'll be trading like it. Consequently, there's nothing much to be done from a mortgage market origination standpoint other than to react as needed , assuming you're still here...(read more)

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