Operations Employee Of The Quarter!

Lance Rawlinson

Lance lives in the small town of Celina, TX with two Dirty Cow Dogs, two Cats, a Macaw, a ton of books & a few guns. Some of Lance's hobbies are reading, cleaning, ironing, and taking in as much baseball as is humanly possible, as well as taking the occasional nap.


Lance's favorite thing about LeaderOne: My colleagues who are always pleasant, supportive and willing to help when things get a bit sideways and doing so with smiles on their faces!


Comments by Lance's Co-Workers:

"Lance is one of the most dedicated employees you could find. He has even been known to drive to work through ice storms if he feels there are customers relying on him."

--Michael Stoddart, COO

"Always there to answer any questions or pick up any slack when needed even though he is on a different team."

"Helpful, positive, educational."

Sales Employee Of The Quarter!

Andrea Barnes

Andrea comes form Grain Vally, MO, with her husband and three children. They enjoy going to the Lake of the Ozarks during the summer, love the outdoors and boating and love getting involved with all of their kids activites and sports!


Andrea's favorite thing about LeaderOne: Watching the company grow and expand and I love that everyone can have an impact on the direction of the company, the sky is the limit!


Comments by Andrea's Co-Workers:

"Andrea started as a processor with L1, became a loan officer, hired an LO, opened her office and added two more employees... now a Tier Two.... she definitely had a plan and followed it through. In addition, I have seen nothing but EXCEPTIONAL customer surveys from her closings. They state her knowledge, professionalism and timely closings as reasons they will continue to come back to LeaderOne! Great job, Andrea!"

- David Brockes, Regional Manager

"Andrea started our branch a year and half ago and has now grown our team to 2 LOs and 2 Processors. She is always spearheading new ideas and implementing new plans to grow our office."

Questions? Call LeaderOne Financial at 800-270-3416.
We are always available to help make sense of the market.

Mortgage News Daily News Feed


MBS RECAP: Another Quiet Session With a Narrow Range and Decent Gains

Posted To: MBS Commentary

For MBS, today was substantially similar to Friday, with a narrow but positive trading range and little fanfare surrounding any headline event. That's consistent with the expectation for the first two days of the week, which we've discussed in today's previous commentaries. Long story short: month/quarter end create an environment where compulsory tradeflows are just as much of a market mover as anything. This wouldn't necessarily be the case if heavier-hitting data was coming out today and tomorrow, but as it stands, there's nothing on the calendar that couldn't be overcome by determined tradeflow momentum. As far as that momentum is concerned, the bigger picture looked mostly sideways today. Specifically, Treasuries were definitely sideways and determined to stay that...(read more)

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Mortgage Rates Slightly Improved Over Weekend

Posted To: Mortgage Rate Watch

Mortgage rates fell moderately to begin the week, but haven't yet returned to recent lows. Even so, the improvement is a relief considering rates had only just begun fighting back against a big move higher that happened on Wednesday and Thursday of last week. Friday then offered a glimmer of hope and today keeps hope alive. That said, upcoming events could make for some more volatility, especially after tomorrow. It's not safe to assume that rates will continue to fall in the short term. 3.75% remains the most prevalently-quoted conventional 30yr fixed rate for top tier scenarios. Most of the lenders that moved up to 3.875% last week are now back down to 3.75% and a few of the most aggressive lenders are offering 3.625%, but the vast majority are at 3.75%. As for today's events, things were...(read more)

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MBS MID-DAY: Holding Gains and Outperforming Treasuries

Posted To: MBS Commentary

The first two days of this week stand a good chance to see the momentum driven not by the events that transpire, but by the trades that must be made before tomorrow night, regardless of the data. Of course traders can choose the timing of those trades, and they can buy and sell in different combinations to achieve a desired result in some cases, but the bottom line is that month/quarter end is the biggest market mover at the moment. We've seen that play out so far this morning. The Incomes and Outlays data would have probably been seen as negative for bond markets on any other day. Reason being, wage growth accelerated and last month's growth was revised higher as well. Traction in wage growth would further solidify the Fed's rate-hike resolve. Instead, bonds rallied afterward....(read more)

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Pending Home Sales Signal Strong Spring Market

Posted To: MND NewsWire

Contract signings in the Midwest and South in February drove pending home sales to their highest level in nearly two years. The National Association of Realtors® (NAR) said today that its Pending Home Sales Index (PHSI) rose 3.1 percent in February to 106.9. The January index level, after a slight downward revision, was 103.7. The February number is 12.0 percent above the level in February 2014. According to NAR this is the sixth consecutive month that the index has increased compared to a year earlier and it has not been this high since June 2013 when it was 109.4. February was the 10 th consecutive month that the index has been above 100 which is considered an average level of activity. The PHSI is based on the number of contracts executive during the month to purchase existing homes...(read more)

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Primer on Servicing's CPR Calculation; MBA Speaks Out

Posted To: Pipeline Press

In like a lion, out like a lamb? Usually folks say that about March's weather, not the economy. But economic data so far in the first quarter have pointed to an economy more like a lamb than a lion. There are a number of factors likely weighing on U.S. growth this quarter - like the weather, slow economies overseas, and a strong dollar hurting the export picture. But speaking of calendars, we end this week on Good Friday but we have about 88 business days until August 1. Warn those Realtors who only do a deal or two a year about what is going to change. Tick tock... More than six years after Lehman Brothers Holdings collapsed creditors will receive $7.6 billion. Lehman said its general unsecured creditors will have received nearly $100 billion after the distribution this week, more than 32...(read more)

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